Some employees may truly love what they do, but even these workers rarely lose sight of the purpose of a job. People go to work to earn a living and pay for their living expenses. Persons suffering from debt troubles may find their paychecks stretched to the breaking...
CONFIDENTLY PLAN FOR YOUR FUTURE
CONFIDENTLY PLAN FOR YOUR FUTURE
Chapter 13
Steps you can take to avoid foreclosure
Foreclosure can be a nightmare for homeowners in California who get behind on mortgage payments. The good news is that there are things you can do to stop a foreclosure before your home is actually taken by your lender. Taking action is always better than ignoring...
How to get a car loan after bankruptcy
Consumers in Newport Beach, California who see no other option to remove debts may file bankruptcy. Bankruptcy removes certain unsecured debts through liquidation of property or repayment plans. However, many consumers think they can't get loans after bankruptcy, but...
Statute of limitations for debt in California
If a consumer in Newport Beach, California, misses payments on a line of credit, they may start getting calls from collectors. Debt collectors commonly purchase debt for a small amount and pursue it on behalf of the creditor. However, there are limitations in...
How does bankruptcy affect foreclosure?
Falling behind on mortgage payments might lead to foreclosure. When someone suffers from financial difficulties, making home payments each month may become challenging. Even submitting partial payments might prove harder than expected. When a California homeowner...
Following a Chapter 13 repayment plan in California
Chapter 13 bankruptcy could provide someone with a long-needed financial reset. Individuals struggling with their money situation might find excessive debts and obligations impossible to address without assistance. Federal bankruptcy laws provide a basis for a fresh...
How to choose between Chapter 7 and Chapter 13 bankruptcy
Coming to the conclusion that you should file for bankruptcy in California can be daunting. You might be worried that it will damage your credit and finances as a whole, but it might be necessary. Once you’ve decided to go this route, you might want to determine...
What are the reasons why people file for bankruptcy?
The federal bankruptcy courts handle a significant number of cases each year. A California resident may face significant financial struggles and wonder if bankruptcy provides the appropriate solution. Understanding why so many people file for bankruptcy can help...
What are some common myths about bankruptcy?
As a resident of California, it’s important to look into all your options if you’re in debt. If you’ve established that bankruptcy is the only way out, you shouldn’t be scared. There are many myths about bankruptcy, but it’s important to know the reality of filing....
Is all bankruptcy debt dischargeable?
Persons suffering from financial stress might think there's no way out. Federal law begs to disagree, as California residents could turn to the bankruptcy courts for assistance. One way bankruptcy assists filers involves the court's ability to discharge certain debts....